Living in France as an American: The Ultimate Guide to Moving from the US

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So, you’re dreaming about moving to France? Whether it’s sipping wine in a charming village, enjoying a leisurely two-hour lunch, or wandering the streets of Paris, the idea of living in France as an American is as romantic as it is exciting. 

And as someone who has lived through it—not just once but twice—I’m here to tell you that the reality is every bit as enchanting as you imagine, with a few challenges sprinkled in for good measure.

Let me start by saying that I’ve had quite the experience with France. I moved there to study for a few years during university, diving headfirst into the language, culture, and—yes—the infamous French bureaucracy. 

Fast forward to last year, and I found myself doing it all over again, this time for our oldest daughter. We navigated the ins and outs of getting her visa, finding her a cozy flat, and helping her settle into the French lifestyle and a tiny flat. Trust me, we’ve seen it all.

If you’re feeling overwhelmed with the bureaucracy and all the hoops you seem to be jumping through to get your move to happen, check out my How to Move Abroad e-book to help you make the right decisions and make your transition as smooth as possible.

And the French connection doesn’t stop there! My family of 5 moved from the US to Spain a few years ago, and we chose to live just 20 minutes from the French border. We hop over to France at least three times a week, whether it’s for groceries, a stroll through a weekend market, or just for coffee. That means we’ve got a pretty unique perspective—not just as visitors but as people who have a foot in both worlds.

In this guide, we’ll cover everything you need to know about living in France as an American, from the dreamy benefits like amazing healthcare and a better work-life balance, to practical essentials like visa requirements and taxes. 

Plus, I’ll share hot tips and insights I’ve picked up along the way, so you’ll know exactly what to expect. By the end, you’ll have a clear picture of what it takes to make France your new home and whether it’s the right move for you.

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Benefits of Moving to France as an American

When you think about moving to France, it’s easy to picture romantic strolls along the Seine or sipping a café au lait in a charming village. But beyond the daydreams, there are some solid, practical reasons why so many Americans are packing their bags for life in the land of croissants. Let’s explore the perks of living in France and what makes it such an attractive destination.

The Beauty

Let’s face it—France is breathtaking. From the lavender fields of Provence to the snow-capped Alps, golden beaches of the French Riviera, and medieval villages straight out of a fairy tale, you’re spoiled for choice. Whether you’re into hiking, skiing, or just enjoying a stunning view, France has it all. Even in cities like Paris, Bordeaux, or Lyon, you’ll find parks and gardens that make urban life feel a little greener.

🔥 Hot Tip: Want to feel like you’re living in a postcard? Head to the Dordogne or Alsace regions, where the scenery looks like it’s been plucked straight from a storybook. These areas are also more affordable than big cities.

The Education

If you’re planning to move with kids or considering furthering your own education, the French system is hard to beat. Public schools and universities are not only highly regarded but also wallet-friendly. Thanks to generous government subsidies, tuition costs at public universities are a fraction of what you’d pay in the U.S. (we’re talking hundreds, not tens of thousands, per year!).

🔥 Hot Tip: While public universities are affordable, private international schools for kids can be pricey. If you’re moving with a family, look into bilingual public schools as a more budget-friendly option.

The Healthcare

France consistently ranks as having one of the best healthcare systems in the world, and it’s easy to see why. Once you’re in the system, medical costs are significantly lower than in the U.S., with 70% to 80% of most expenses reimbursed.

Prescription drugs? Often free or close to it. You’ll need a Long-Stay Visa to qualify for French healthcare, but after just three months in the country, you can apply for coverage. It’s a game-changer.

🔥 Hot Tip: Make sure to bring a copy of your medical history and prescriptions when you move. French doctors appreciate detailed records, and it will save you some back-and-forth.

Safety

France’s safety is another big draw, especially for families. With strict gun control laws, the risk of gun violence is drastically lower than in the U.S. While larger cities like Paris or Marseille can have issues with pickpocketing, violent crime is rare. In smaller towns and rural areas, safety is rarely a concern.

🔥 Hot Tip: To avoid petty theft, use a crossbody bag or backpack with zippers in crowded areas like Paris or Marseille. And always keep your valuables close when riding public transportation.

The Cost of Living

France isn’t the cheapest country in Europe, but compared to the U.S., you might be surprised at how far your money can stretch—especially outside of major cities. In the countryside, you can live comfortably on $2,800 a month, including rent, groceries, and a little fun. Even in cities like Lyon or Bordeaux, you’ll likely spend less on housing than in most major American cities.

🔥 Hot Tip: If you’re after budget-friendly charm, check out regions like Brittany, Occitanie, or Limoges. Housing is affordable, and you’ll still be surrounded by incredible history and culture.

The Work-Life Balance

The French know how to live. With five weeks of paid vacation, 11 national holidays, and a culture that values long lunches and family time, the work-life balance is unbeatable. Everything runs at a slower pace—from government paperwork to dining out—which might take some getting used to, but it’s worth it for the quality of life.

🔥 Hot Tip: Embrace the slower pace by learning to plan ahead. Whether it’s paperwork or restaurant reservations, patience and preparation will save you a lot of stress.

The Food

Ah, the food. From fresh baguettes and creamy cheeses to Michelin-starred restaurants, France is a foodie’s paradise. And it’s not just about French cuisine—big cities like Paris offer everything from Vietnamese pho to Moroccan tagines. Food here is about more than sustenance; it’s a social event. Meals are savored and shared, not rushed.

🔥 Hot Tip: Visit local markets to get the best fresh produce, cheese, and wine at unbeatable prices. It’s a great way to eat well while sticking to a budget.

Inflation Isn’t as Bad as in the U.S.

While inflation is hitting wallets worldwide, grocery bills and dining out in France haven’t spiked nearly as much as in the U.S. This means you can still enjoy life’s little luxuries without breaking the bank.

Diverse Society

France is incredibly diverse, and multiculturalism is celebrated. If you’re moving with a family, this can be a huge plus, especially as some Americans feel the U.S. is becoming less inclusive. In larger cities, you’ll find communities from all over the world, making it easy to connect with people from diverse backgrounds.

🔥 Hot Tip: If you’re looking for diversity, Paris, Lyon, and Marseille are hubs for expat communities. They also have international schools, making them ideal for families.

US Citizen Visa Requirements for France

When it comes to moving to France, understanding the visa process is one of the first hurdles you’ll need to clear. While it might seem overwhelming at first, don’t worry—we’ll break it down step by step so you know exactly what to expect. From short stays to long-term living, here’s what you need to know about visas for France.

The Schengen Visa: For Short-Term Stays

If you’re visiting France for less than 90 days, you’ll likely enter on a Schengen Visa. This visa is part of the Schengen Agreement, which allows Americans to travel freely between 27 European countries for up to three months. Historically, the process has been straightforward—no need to apply in advance.

However, starting in 2025, the European Travel Information and Authorization System (ETIAS) will roll out. This means you’ll need to register your travel plans online before entering Europe. The ETIAS isn’t a full visa—it’s more like a quick background check and registration, but it’s an extra step to keep in mind.

🔥 Hot Tip: Mark your calendar for ETIAS registration when it launches in 2025. It’s expected to be inexpensive (around $7) and valid for multiple trips within a three-year period.

Staying Longer: The Long-Stay Visa (Visa de Long Séjour)

If 90 days isn’t enough and you’re planning to live in France for an extended period, you’ll need a Long-Stay Visa (Visa de Long Séjour). This visa is required for anyone planning to stay in France for more than three months and comes with several options depending on your purpose:

• Visitor Visa: Perfect for retirees or those who don’t plan to work in France. You’ll need to prove financial self-sufficiency and health insurance coverage.
• Student Visa: Ideal if you’re moving to study, whether it’s for a degree program or French language courses.
• Work Visa: If you’ve landed a job in France, your employer will often assist with this visa. This includes the Talent Visa, which is designed for highly skilled professionals, researchers, and artists.
• Entrepreneur Visa: Thinking of starting your own business in France? This visa is for you, but be prepared to present a solid business plan.

Once you have your Long-Stay Visa and arrive in France, you’ll need to validate it within three months through the French Office of Immigration and Integration (OFII). After that, you’re good to stay for a year, with the option to renew.

🔥 Hot Tip: Start your visa application early! French bureaucracy moves at its own pace, so give yourself plenty of time for paperwork, especially if you need to gather financial or medical records.

What Happens If You Overstay?

If you stay in France beyond the 90-day Schengen Visa period or your Long-Stay Visa expiration, you could face fines, a ban on re-entry, or issues at the border. It’s crucial to keep track of your visa dates and ensure you’re in compliance with French and EU regulations.

Transitioning to Permanent Residency

After living in France for five consecutive years (or less, in some cases, like marriage to a French citizen), you can apply for permanent residency. This status allows you to live and work in France without needing to renew your visa annually. It’s also a stepping stone toward French citizenship if you decide to go all-in on your new French life.

Taxes When Immigrating to France from USA

Taxes are one of those not-so-glamorous topics that you’ll need to get a handle on when moving to France. As an American, your tax situation will change in a few ways, and it’s important to understand how to navigate the systems in both countries. Here’s a breakdown of it all.

When Are You Considered a French Tax Resident?

In France, tax residency is determined by several factors. You’re generally considered a tax resident if any of the following apply:

• Your main home (known as your foyer in French tax terms) is in France.
• You spend more than 183 days a year in France.
• Your professional activity or main source of income is based in France.

If you meet any of these criteria, you’ll need to file taxes as a French resident.

🔥 Hot Tip: If you’re splitting your time between France and another country, keep detailed records of your travel dates. These may be required if there’s ever a dispute about your tax residency.

Dual Residency and Tax Treaties

Here’s where things get tricky: The U.S. also considers you a tax resident based on its own rules, meaning you could end up with dual tax residency. Thankfully, there’s a tax treaty between France and the U.S. that prevents double taxation. Article 4 of the treaty outlines how to determine your primary tax residency, often based on where your strongest personal and economic ties are.

If you’re considered a French tax resident under the treaty, you’ll primarily pay taxes in France, though you may still have reporting obligations in the U.S. (more on that below).

All About French Taxes

As a tax resident in France, you’ll need to file an annual income tax return. Here’s a quick overview of the French tax system:

• Income Tax: France uses a progressive tax system, with rates ranging from 0% to 45%, depending on your income. Family size can also affect your tax rate, thanks to the quotient familial system, which gives tax breaks based on the number of dependents you have.
• Social Charges: In addition to income tax, residents pay social charges to fund healthcare, pensions, and other social benefits. These charges can add an extra 9.7% to 17.2% to your tax bill, depending on the type of income.
• Wealth Tax (IFI): If your global assets exceed €1.3 million, you may be subject to the Impôt sur la Fortune Immobilière, which applies to real estate holdings.

🔥 Hot Tip: Sign up for a tax advisor familiar with French and U.S. tax systems. Navigating the dual systems can be overwhelming, and professional help will save you time and headaches. We found one recommended by someone on a facebook groups for Americans in France. 

Your U.S. Tax Obligations

Even if you’re living in France full-time, the U.S. still requires its citizens to file an annual tax return. Here’s what you need to know:

• Foreign Earned Income Exclusion (FEIE): If you qualify, you can exclude up to $120,000 (as of 2023) of foreign-earned income from your U.S. taxes.
• Foreign Tax Credit: You can also claim a credit for taxes paid to France, reducing your U.S. tax liability.
• FATCA and FBAR: If you have foreign bank accounts with a total value over $10,000, you’ll need to report them under the Foreign Bank Account Report (FBAR) and the Foreign Account Tax Compliance Act (FATCA).

How to Avoid Double Taxation

The tax treaty between France and the U.S. is your best friend when it comes to avoiding double taxation. By coordinating your filings in both countries and taking advantage of credits and exclusions, you can reduce your overall tax burden. This is where a bilingual tax advisor can be a lifesaver.

Best Places to Live in France as an American

One of the most exciting parts of moving to France is deciding where to live. France offers a wide range of options to suit every lifestyle. Here’s a look at some of the best places to live in France as an American, including what makes each spot special.

1. Paris: The Iconic Capital

Paris is the obvious choice if you want to dive headfirst into French culture. From world-class museums to charming cafés on every corner, the City of Light has an undeniable allure. It’s also a hub for expats, with a large international community and plenty of English-speaking resources.

• Best for: Art lovers, foodies, and those who thrive in a big city.
• What to know: Paris is one of the most expensive places to live in France. Expect higher housing costs and a fast-paced lifestyle.

🔥 Hot Tip: Look for housing in the outer arrondissements (districts) or nearby suburbs like Saint-Denis or Montreuil to save on rent while still being close to the city center.

2. Lyon: The Food Capital of France

If you’re a foodie, Lyon is calling your name. Known as the gastronomic heart of France, this city is packed with traditional bouchons (local restaurants) and Michelin-starred spots. It’s also more affordable than Paris and offers a blend of historical charm and modern amenities.

• Best for: Food enthusiasts, history buffs, and families.
• What to know: Lyon’s central location makes it easy to travel across France, whether you’re heading to the Alps, Provence, or Paris.

3. Bordeaux: Wine Country Dream

Bordeaux combines the sophistication of a city with the laid-back charm of the countryside. Surrounded by vineyards, it’s a haven for wine lovers and those who appreciate a slower pace of life. The city itself is beautiful, with 18th-century architecture and a thriving cultural scene.

• Best for: Wine lovers, couples, and retirees.
• What to know: Bordeaux has a mild climate but can get quite rainy, so pack your umbrella!

🔥 Hot Tip: Explore nearby villages like Saint-Émilion or Pessac for a more rural vibe while staying close to the city.

4. Provence: The Picture-Perfect Countryside

If your idea of heaven is lavender fields, rolling hills, and charming villages, Provence is the place for you. This region in the south of France offers a quintessential French countryside experience, complete with sunny weather and a slower pace of life.

• Best for: Nature lovers, artists, and those seeking tranquility.
• What to know: Housing can be pricey in popular areas like Aix-en-Provence or Avignon, but smaller villages often have more affordable options.

5. Nice: Mediterranean Bliss

Nice, located on the French Riviera, offers a mix of beach life and city living. With its stunning coastline, mild winters, and vibrant cultural scene, it’s a popular choice for expats. Plus, it’s close to Monaco and Italy, making international travel a breeze.

• Best for: Beach lovers, retirees, and those who enjoy warm weather.
• What to know: Nice can be expensive, especially during tourist season. Try neighboring towns like Antibes or Villefranche-sur-Mer for a quieter vibe.

6. Dordogne: Affordable Charm

For a more budget-friendly option, the Dordogne region in southwestern France is a hidden gem. With its medieval villages, stunning castles, and delicious local cuisine, it’s perfect for those who want to live in the countryside without breaking the bank.

• Best for: Retirees, families, and those looking for peace and quiet.
• What to know: The rural lifestyle might take some adjustment, especially if you’re used to city conveniences.

7. Strasbourg: A Blend of French and German Culture

Located near the German border, Strasbourg is a unique mix of French and German influences. Its half-timbered houses and cobblestone streets make it feel like a fairy tale, while its strong economy and excellent schools make it a practical choice for families.

• Best for: Families, professionals, and history lovers.
• What to know: Winters can be cold, but the city’s famous Christmas markets make up for it.

🔥 Hot Tip: Strasbourg is part of the Alsace region, known for its wine route. Weekend vineyard trips are a must!

8. Brittany: Coastal Beauty

If you’re drawn to rugged coastlines, quaint fishing villages, and a cooler climate, Brittany could be your perfect match. It’s a great region for seafood lovers and those who enjoy outdoor activities like hiking and sailing.

• Best for: Outdoor enthusiasts, retirees, and artists.
• What to know: Brittany’s weather is cooler and rainier than the south of France, but the stunning scenery makes it worth it.

9. Toulouse: The Pink City

Toulouse, nicknamed “La Ville Rose” for its pink terracotta buildings, is a vibrant city with a youthful energy. It’s a hub for aerospace and technology, making it ideal for professionals, but it’s also known for its relaxed southern lifestyle.

• Best for: Young professionals, families, and students.
• What to know: Toulouse has a lower cost of living compared to many other cities in France, but it still offers plenty of cultural attractions.

Living in France as an American  FAQ

Is France friendly to Americans?

Yes, for the most part! While the stereotype of the “rude French” persists, you’ll likely find that most people are polite and welcoming, especially outside of tourist-heavy areas like Paris. Learning a bit of French goes a long way in making connections and showing respect for the culture.

Can U.S. citizens live in France permanently?

Yes, but it’s a process. To stay longer than 90 days, you’ll need a Long-Stay Visa. After five years of continuous residency, you can apply for permanent residency, which allows you to live and work in France indefinitely. Alternatively, after five years, you may also apply for French citizenship if you meet certain criteria, like demonstrating integration into French culture.

Can I move to France without a job?

Absolutely! Many Americans move to France on a Visitor Visa, which allows you to live there without working. However, you’ll need to prove financial self-sufficiency, showing you can support yourself without relying on French social services. Retirees, for example, often use this visa.

Can I retire in France as a U.S. citizen?

Yes! France is a fantastic place to retire, thanks to its high quality of life, excellent healthcare, and vibrant culture. Many retirees choose smaller towns or rural areas for a more relaxed lifestyle and lower cost of living. You’ll need a Visitor Visa and proof of sufficient income or savings to qualify.

Is it cheaper to live in France than the U.S.?

It depends on where you live. While cities like Paris can be pricey, smaller cities like Limoges or countryside regions like Brittany or Dordogne are significantly cheaper than living in many parts of the U.S. Essentials like healthcare and education also tend to be more affordable in France.

Does France have a digital nomad visa?

Not yet. France doesn’t offer a specific visa for digital nomads, unlike some other European countries. However, you can work remotely on a Long-Stay Visitor Visa, as long as you’re not employed by a French company. Be sure to double-check the specific requirements to ensure compliance.

Do I need to speak French to live in France?

While it’s not legally required, speaking French will make your life much easier. From navigating bureaucracy to making local friends, learning the language is key to a smoother transition. In larger cities, you’ll find more English speakers, but in smaller towns, French is essential.

How is the healthcare system in France for Americans?

France’s healthcare system is one of the best in the world. As an American expat, you’ll need a Long-Stay Visa to qualify. After three months of living in France, you can apply for public healthcare, which reimburses 70%-80% of most medical costs. Many expats also opt for supplementary private insurance for full coverage.

Can I bring my pets to France?

Yes! France is a pet-friendly country, but there are rules you’ll need to follow. Your pet must have a microchip, an up-to-date rabies vaccination, and a veterinary health certificate issued within 10 days of travel. Some breeds may have additional restrictions, so check ahead of time.

Living in France as an American:The Wrap-Up

Moving to France as an American is an adventure filled with beauty, culture, and a fresh perspective on life. From world-class healthcare and a slower pace of living to diverse landscapes and incredible food, France has so much to offer. Yes, there are challenges—like navigating the infamous French bureaucracy—but the rewards far outweigh the hurdles.

With careful planning, a touch of patience, and a willingness to adapt, you’ll find that living in France isn’t just a dream—it’s a reality that can change your life in ways you never imagined. Bonne chance!